Small Group Medical/Dental Stop Loss: 10-100 Lives

AMF can provide stop loss on groups with as few as 10 eligible employees. For groups employing 10-35 eligible employees, AMF offers a "simplified health questionnaire" to evaluate the overall suitability of self funding. The simplified health questionnaire is not required for groups of 35+ but may result in lower rates if provided. Stop loss limits of $10,000+ are available, depending on state law.

For small group self funded programs to be effective over the long term, the following criteria are important:

1. The age of the group should be average to young
2. PPO discounts and managed care capabilities need to be competitive
3. The plan should be administered by a competent TPA
4. The plan should incorporate strong financial incentives directed towards cost effective, quality treatment.

Note: AMF can provide sample benefit design options for review.